Bill Mamak - RE/MAX East of the River | South Windsor CT Real Estate


110 Sand Stone Drive, South Windsor, CT 06074  

Residential
$217,000
Price
5
Total Rooms
3
Bedrooms
3/1
Full/Half Baths
Wow what a beautiful end unit in Plum Ridge! Gorgeous Open Floor Plan townhouse with 3 bedrooms. 1st floor has versatile layout with fireplace in living room and doors leading to deck area. Master bedroom has fully remodeled bathroom with a large shower stall and a walk in closet . Fully finished basement finished adds additional useable area to the house. 2nd floor laundry with washer and dryer included! Centrally located close to parks, walking trails, shopping, highways. Well manicured grounds including a pool with clubhouse. Neutral decor and Move In-condition. The association has remodeled the complex with new driveway, painted exterior units, new roofs, refurbished the inground pool and for which there is a special assessment with an outstanding balance of about $20K to be paid off by the seller before the closing.


124 Elmfield Street, West Hartford, CT 06110  

Residential
$234,900
Price
6
Total Rooms
3
Bedrooms
2
Baths
Charming,bright and absolutely move in condition West Hartford cape featuring 3 bedrooms and 2 bathrooms, hardwood floors main level, living room with fireplace, formal dining room or 4th br/den, eat-in area off kitchen which goes out to private and level backyard with deck and above ground pool , updated bathrooms, newer gas heating system, newer roof, new hotwater heater ,centrally located in the heart of Elmwood just minutes from parks, Westfarms mall, I-84 and CTfasttrack station. Walcott elementary school district. Come see this terrific home.


One of the most important factors that many home buyers face is that of their credit score. You have the right to get one free credit report per year. There are also many different apps and websites that keep you updated on your credit score and any changes in your credit report. These programs even guide you in how to improve your score. 


Why Do We Have Credit Scores? 


A credit score is a number that shows how creditworthy a person is. Lenders look at this score in order to assess how risky a person may be to lend to. This lessens the potential risks that the lender may face, keeping people who may be at high risk for defaulting from securing a loan in the first place. 


What’s A Good Score?


Credit scores range from 300 to 850, with 850 being the highest score that you can get. A credit score of 700 or above is considered good. A credit score above 800 is seen as excellent. The bottom line is that the better your credit score is, the more reliable of a borrower you will be seen as by lenders. 


If your credit score is less than stellar, however, you need to get to work so that you will be able to get loans in the near future. Here’s some steps that you can take to improve your credit:


Pay Off Outstanding Debt 


If you owe anything on medical collection accounts, credit cards, legal judgements; basically any debt that will show up on your credit report, you need to pay these off. Getting rid of debt can help you to increase your credit score more quickly. 


Rebuild Your Credit


You’ll need to keep up any accounts that you have with good payment history and maintain the good work. You should be diligent to maintain those on-time payments for an increased good payment history. Even if you have accounts that have had late payments previously, you can still work to get the accounts back in good order. 


If you don’t happen to have any existing credit accounts, you’ll need to get one in order to begin establishing credit. A good way to do this is to apply for a credit card and only charge what you can afford each month in order to help establish a credit history.     

Look At Your Whole Financial Picture


Aside from your credit score, you’ll need to take a look at your bigger financial picture. Everything from the amount of savings that you have available to how much of a home you’ll be able to afford is important. You need sufficient income so that you’ll be able to buy a home and provide a down payment along with money to pay closing costs. 


Once you start investigating your credit score and how to improve it, you’ll be on your way to better financial health.



This listing recently sold for $225,000.

32 Elderberry Lane, South Windsor, CT 06074  

Residential
$234,900
Price
$225,000
Sale Price
6
Total Rooms
3
Bedrooms
2/1
Full/Half Baths
Lovely, detached, 1993 colonial. Many charming features. Dining room with cathedral ceiling in sought-after Peachbrook complex - no through traffic... cul de sac street, great location, private backyard area with nice landscaping, bright kitchen, stainless steel appliances, fireplace, master bedroom has access to full bath. This is a great move-in condition home. Elementary school is Orchard Hill.


24 Lise Circle, Suffield, CT 06078  

Residential
$849,000
Price
10
Total Rooms
4
Bedrooms
4/1
Full/Half Baths
UNRIVALED QUALITY & DETAIL FOR THIS SPECTACULAR 4652 SF BRICK COL, ON ONE OF THE MOST SOUGHT-AFTER STREETS. THE BEAUTIFUL FOYER WITH GRAND CURVED STAIRCASE SETS THE TONE. BEST OF EVERYTHING. 10 PERFECTLY PROPORTONED ROOMS FOR EVERY DAY LIVING AND SUPERB ENTERTAINING! * BREATHTAKING GOURMET KITCHEN. W/TREMENDOUS 5’X9’ ISLAND, GRANITE, HIGH END APPLIANCES. WALK IN PANTRY. GORGEOUS BACK SPLASH. 2 CENTRAL AIR* 2 HYDRO FURNACES. BRAZILIAN CHERRY HARDWOOD, IRRIGATION* *ONLY LOT WITH A WALKOUT BASEMENT. 2ND FLOOR LAUNDRY. 4 BEDS, 3 FBATHS & 1 HALF BATH,3 CAR GAR.THIS EXQUSITE,FEATURE-RICH, IMMACULATE HOME IS AN ABSOLUTE MUST SEE.




Loading